Skip to main content

Feed aggregator

Bulldogs Sign One Of the Nation’s Top Players In Malik Newman

Bulldog Beat - 10 hours 13 min ago
STARKVILLE – If new Mississippi State coach Ben Howland wanted to make a splash with his first signee, he emptied the pool on Friday.

Sorry, Starbucks haters! #RaceTogether hasn't hurt it

Business News - 10 hours 46 min ago
Say what you want about the politics of Starbucks CEO Howard Schultz. But there is no denying that he's one of the best business leaders today.

An Android robot is peeing on an Apple logo in Google Maps

Business News - 10 hours 47 min ago
Read full story for latest details.

Join The MSU Women's Golf Team For The NCAA Selection Show

Bulldog Beat - 10 hours 58 min ago
Starkville, Miss. – Fresh off the SEC Championships a week ago, the Mississippi State women's golf team now turns its attention to the next big event, the NCAA Regionals.

Insuring the Health of America's Emerging Multigenerational Workforce

Lifestyles - 11 hours 19 min ago
Five words or less

(NewsUSA) - For the first time in modern history, America's workforce spans four generations. In this new era of multigenerational workers, a "one size fits all" approach to health insurance is a thing of the past.

The generational gap is as varied as it is immense. There are the young-adult Millennials, the middle-aged Gen Xers, Baby Boomers nearing retirement age and the Silent Generation in their 70s and beyond. Each group has vastly different health insurance needs.

Take, for example, Millennials. A recent Bankrate survey shows many prefer health plans with lower deductibles and higher premiums. Meanwhile, Pew Research reports that the Baby Boomer population is hyper-focused on long-term care coverage needs and how best to manage associated costs beyond Medicare.

This workforce shift is unprecedented and poses significant hurdles for businesses as they seek to provide affordable and appropriate health coverage options across employee lifespans. Both large and small group employers are impacted, though companies with 100 or fewer employees are more likely to feel the financial squeeze because there are fewer individuals to spread risk and defray costs.

Juggling vastly different insurance coverage needs can be quite difficult, especially for the more than 28 million small businesses employing nearly half of all U.S. workers. Affordable Care Act legislation adds further complexity as companies assess their group health plan options, or in some cases whether to offer them at all. So, what are employers to do?

In response, many are increasingly turning to private healthcare insurance exchange solutions as an effective answer to meet the diversity of benefit needs from Generation Me to Generation We.

"Private exchanges are marketplaces of health insurance and other related products," according to management consulting group Booz Allen. They offer access to multiple health plans in a single, unified program and are attractive because they enable workers to individually select the right coverage for their current life needs.

The private exchange platform provides an ideal bridge across generational divides. For example, a 22-year-old single female starting her first job out of college will likely want a different plan than the 59-year-old manager with a spouse, three children and plans to retire in the near future.

Employers are moving to these exchanges more quickly than forecasted, according to new data from consulting firm Accenture. The company estimates that some six million individuals signed up for workplace health coverage through private exchanges in 2014 alone, roughly two times the number expected. It's predicted that private exchange participation will exceed public exchange enrollments by 2018, if not sooner.

Much of this expansion is driven by the combination of health care reform and a workforce that now spans a 50-plus year spectrum.

"At the heart of the solution is access to choice," said Ron Goldstein, president and CEO of CHOICE Administrators, the nation's leader in developing and administering employee-choice health benefit programs and exchanges for employer groups. The company's exchanges include the country's first and only multicarrier private exchange, CaliforniaChoice, as well as CaliforniaChoice 51+ and Choice Builder, the nation's first ancillary exchange for dental, vision, chiropractic and other benefits.

"Smart business owners are teaming with their broker to identify and select a platform that enables their employees to design plans that best fit their lifecycle needs."

The age of the four-generation workforce has dawned. Owners and small businesses are wise to embrace the private exchange that technology employees have come to rely on, such as online enrollment, as they seek to cost-effectively address the needs of their workforce across all stages of their lives.

For more information about employee-choice health benefit programs and private health insurance exchanges, visit choiceadminexchanges.com.

Airlines saved $3.4 billion. You saved 66 cents

Business News - 11 hours 36 min ago
Low fuel costs has been a windfall for the nation's airlines. But their passengers got virtually none of the savings.

Boxing's $128,000 golden ticket

CNN - 11 hours 44 min ago
Tickets for the showdown between Floyd Mayweather and Manny Pacquiao are finally on sale. But you might need to win the lottery to be able to afford one.
Categories: National News

America's hottest liquor shot is ...

CNN - 11 hours 44 min ago
Fireball Cinnamon Whisky, which didn't even exist in its current form a decade ago, is the fastest-growing big brand of liquor in America.
Categories: National News

How a Cincinnati judge could shape the gay marriage case

CNN - 11 hours 44 min ago
Judge Jeffrey Sutton doesn't have a lot of company on the appeals courts these days.
Categories: National News

Abercrombie makeover: No more shirtless models

Business News - 11 hours 45 min ago
Sorry stud, Abercrombie & Fitch wants you to put your shirt back on.

Who was al Qaeda's American-born PR person?

CNN - 11 hours 47 min ago
He was known as the American mouthpiece of al Qaeda, speaking against his native country on behalf of a terrorist organization that's devoted blood and resources to attacking it.
Categories: National News

Obama confronts 'cruel' reality of his drone war

CNN - 11 hours 48 min ago
The long trail of civilian death left by President Barack Obama's drone war finally has an innocent American face.
Categories: National News

Inside the fight to free Warren Weinstein

CNN - 11 hours 49 min ago
Categories: National News

Jenner, Lewinsky, LeBron: 8 TV interviews everyone watched

Business News - 11 hours 59 min ago
ABC is preparing for what could be one of the biggest interviews of 2015 when it airs Diane Sawyer in conversation with Bruce Jenner on Friday.

Man guns down his misbehaving computer

CNN - 12 hours 1 min ago
Man shoots his computer 8 times. CNN's Jeanne Moos reports on the PC that was DOA.
Categories: National News

Passengers black out on flight

CNN - 12 hours 1 min ago
Larry Johnson remembers the fear and feeling of helplessness from being on the SkyWest Airlines flight that made an emergency landing in Buffalo, New York.
Categories: National News

Romanian immigrant: I'm a 'good deal' for the UK

Business News - 12 hours 6 min ago
Read full story for latest details.

The migrant tide of misery -- and hopes and dreams

CNN World - 12 hours 16 min ago
CNN's Karl Penhaul speaks to migrants who risked it all by crossing the Mediterranean Sea to find a better life in Italy.
Categories: International News
Broken Bow Indians split with Holdrege. Boys take the win - Broken Bow 51, Holdrege 47; and the...
LINCOLN, Neb. (AP) — The firing of Nebraska coach Bo Pelini has created an uncertain future for @...
Pro Football Weekend Recap Thursday Night Football 11/20/14 Oakland (1-10) 24 vs Kansas City (7-4)...